No Spend Month

In order to get jump start our finances/budgeting, the husband and I have decided to do a “No Spend Month” – inspiration from Small Notebook.

Starting this at the holiday’s is either the worst idea I have ever had, or the best.

We are going to start out with $400. We will move the money to our interest baring checking account and check the balance daily. Bills and necessities will be excluded from the “No Spend Month”, we obviously can’t say to Chase “So, ah, we’re doing this no spend thing, so we won’t be paying out mortgage this month…”

Hopefully we will have most of the $400 left at the end of the month.